Truck Financing Options
Finance Your Truck
Our finance department is ready to assist you with various financing solutions to help you get the truck you need. We offer several solutions:
Retail Finance Loan
Consolidate the costs associated with putting your truck in service including title, registration fees and tax with this traditional debt financing loan.
TRAC Lease
The TRAC Lease allows you to estimate the residual value upfront. Payments are lower than traditional financing.
Fair Market Value Lease
The FMV lease provides you with lower monthly payments than a loan. It includes end-of-term options to either purchase the vehicle at the present fair market value, renew the contract at the present fair market rental value for a mutually agreed upon term, or return the vehicle within the stated terms and conditions.
Skip Payments
Great for seasonal businesses, Skip Payments allow you to take up to three months off to coincide with your revenue stream. You can apply securely online below.
Loan Vs Lease Comparison
- Program eligibility, actual payments, terms and down payment are determined by Navistar Financial Corporation credit team based upon creditworthiness of customer.
- Navistar Financial Corporation does not provide or endorse any tax or accounting advice or tax strategy to its dealers, customers or potential customers. You should consult with your own tax and accounting advisor on all such matters relating to the loan or lease financings described in this brochure.
- TRAC leases are limited to motor vehicles leased to businesses and must be used for commercial purposes at least 50% of the time.
* Lessor & Lessee take pro-rata portion of the estimated residual value risk.
Get Preapproved Today!
1. Use the Credit Application button below to fill out an online form on our secure platform.
2. To protect your information, submit the form directly through our secure Adobe Forms platform or bring it into one of our convenient locations.
3. Our financial team and partners will review your application.
4. We’ll contact you with next steps!
Follow the link below to complete a secure form.